A good credit history can enable you to obtain credit and take advantage of opportunities.
A TransUnion Credit Report reflects important information from your credit providers that are TransUnion clients (such as banks and finance companies). Public records are another source of information. Businesses that are TransUnion clients are able to obtain this information (with consumer consent). This allows them to make fast and informed, reliable and objective decisions. It also enables them to approve loans and give credit to you within minutes.
- Account histories of your bill-paying record with credit grantors
- Public records of items that may affect your creditworthiness, including bankruptcies and tax liens
- Consumer statement of data in your credit history that you have disputed
- Inquiries, which list the companies that have requested your credit history
The specific information in a consumer’s credit history may vary by country. Your TransUnion Credit Report does not contain information about your checking or savings accounts, medical history, race, gender, religion or national origin.
Anyone with a credit card or consumer loan should check their credit report regularly. TransUnion makes it easy and convenient to review and manage your credit report.